Was your roof claim denied or underpaid? Summit Roofing helps Central Texas homeowners document damage, meet adjusters, and secure full, lawful approvals. Free inspection.

How We Turn Denied Roof Claims Into Fully Approved Replacements

Hail and wind move fast across Central Texas. Insurance decisions can, too—sometimes too fast. Every season we meet homeowners who have legitimate storm damage but received a denial or underpayment. The difference between “denied” and “approved” is rarely luck. It’s documentation, process, and partnering with a contractor who knows how insurance really works.

Summit Roofing Texas has helped hundreds of homeowners move from frustration to full approvals by following a proven, lawful process from inspection to final install—what we call the Summit Standard.

Why Roof Insurance Claims Get Denied or Underpaid

Even real damage gets missed when:

• Inspections are rushed or performed from the ground only
• Photo documentation is incomplete or not organized by slope and elevation
• Code upgrades, underlayment, or accessory components aren’t included in the scope
• The homeowner doesn’t know how to request a reinspection or go to appraisal
• A contractor suggests deductible “waivers,” putting the claim at legal risk

Bottom line: insurers have experts. You deserve one on your side, too.

---

The Summit Roofing Process That Changes Outcomes

1) Thorough, No-Obligation Inspection

We inspect every slope, valley, penetration, and elevation. When appropriate, we use drones and close-up imagery so nothing gets missed. You’ll receive organized photos that clearly tell the story of the storm.

2) Code-Correct Scope & Documentation

We build a clear, itemized scope including underlayment, ventilation, flashing, starter, ridge, accessories, and required code items. This prevents “bare-bones” approvals that leave you paying later.

3) On-Site Adjuster Meeting

Your project manager meets the adjuster on site to review findings, answer questions, and ensure the scope aligns with what’s actually on the roof.

4) Reinspection or Appraisal Support

If a claim is denied or undervalued, we guide you through the proper next steps—often securing approvals through reinspection or the policy’s appraisal process.

5) Texas Deductible Law Compliance

We protect you with legal, transparent paperwork (including our Deductible Law Contract Add-On) so your claim remains valid and fully compliant.

---

Built to the Summit Standard (What You Get)

• Deck Check: Full tear-off down to decking; repair or replace damaged boards before install.
• Materials That Last: Owens Corning Duration® and Class 4 impact-resistant options for stronger hail performance.
• Clean Job Sites: Our Clean Claims Checklist includes magnetic sweeps and final walkthroughs—no nails left behind.
• Lifetime Workmanship Warranty: We stand behind our work long after the storm passes.
• Local and Proven: A+ BBB rating, Owens Corning Preferred (top tier), and 600+ five-star reviews from Central Texas homeowners.

---

Real Result: From Denied to Approved

A Round Rock homeowner came to us after a hail claim denial. Our project manager reinspected the roof, documented slope-by-slope damage, and met the adjuster on site. The claim was approved in full and the home received a Class 4 impact-resistant system installed to the Summit Standard—no shortcuts, no surprises.

---

When to Call Summit Roofing

Call us if you:

• See granule loss, bruising, lifted shingles, or water spots on ceilings
• Filed a claim that was denied or significantly underpaid
• Aren’t sure what your policy covers or how appraisal works
• Want a second opinion before accepting a low scope

---

Free Roof Inspection and Claim Guidance

You only get one chance to file and document your claim the right way. Let our team advocate for your home and handle the complexity.

Call (512) 828-7663 or request your free inspection at summitrooftexas.com/contact-us.

---

Quick Links

• Follow Us on Social Media: Instagram, Facebook
• Service Areas (Round Rock, Georgetown, Cedar Park, Hutto, Pflugerville, Austin, and surrounding!)
• Our Process
• Owens Corning Materials
• Referral Program
• Contact Us